Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.
The chief minister has retained the urban development and co-operation, and general administration and urban land ceiling portfolios.
'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'
The government has circulated among members ofParliament a new draft of the Amendment of Insurance laws Bill, 2025, proposing stricter safeguards on the utilisation of life insurance funds and other specified insurance business funds, particularly for dividend payouts, bonuses, and servicing of debentures.
Rediff explains why the system, not the Budget, is the problem.
Investors encountering underperformance must be patient.
'Grassroots-level corruption, which disrupts the last-mile work, cannot be ignored in your enthusiasm and drive to get going to complete the project.' 'Like it was in MGNREGA, in some states, it is the case with the Jal Jeevan mission.' 'The last minute levels of corruption can ruin the intent of the project itself.' 'When you see that people can game a particular well-intended and well-crafted project, you need to correct that.'
Actor-politician Vijay held his first public meeting in Puducherry, criticising the central government for neglecting the union territory's demand for statehood and praising the local government's impartiality. He also targeted the DMK government in Tamil Nadu, suggesting they could learn from Puducherry.
'Indian markets may underperform global peers for the next two quarters.' 'But beyond that, India should catch up and resume its long-term growth path.'
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Largecap equities are less volatile than mid- and smallcap stocks, making them suitable for risk-averse investors.
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
Just over a year ago, India was investors' top pick among EMs. Its slide down the rankings follows $30 billion (over 2.5 trillion) of foreign selling over the past 12-13 months.
Usually, in the western view, corporate success is attributed to efficiency, organisational structure, and scale. R Gopalakrishnan and Harish Bhat argue that philosophy, culture, and the transmission of values are more important for sustaining growth and profitability of an enterprise over a period of time.
The National Democratic Alliance is busy with government formation in Bihar after its historic victory, and plans to distribute ministerial portfolios using the same formula as ticket allocation. Nitish Kumar will stay on as chief minister, while the Bharatiya Janata Party and the Lok Janshakti Party (Ram Vilas) are likely to get one deputy chief minister each.
Domestic mutual funds have infused the highest ever -- Rs 4.84 trillion -- this year amid strong inflows via SIPs.
'...not merely in managing fiscal mathematics, but in demonstrating conservatism and prudence within that framework.' 'Looking forward, we believe sufficient growth drivers exist -- ranging from government reforms to revival in consumption to favourable monsoons. Numerous factors support the Indian economy.'
'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'
'Consider 40% to 50% in equities, 10% in gold as a hedge, and the remaining 30% to 40% split between multi-asset funds and hybrid funds.'
New investors should gradually build a 5 to 10 per cent allocation to gold.
'Allocating 5 to 10 per cent of one's portfolio and staying disciplined through market cycles helps in having a positive investment experience.'
Retail investors are moving away from a buy-and-hold approach and towards more informed short-term positioning, recent investment patterns show.
Intense lobbying continues among NDA partners in Bihar to finalize cabinet berths and the Assembly Speaker post ahead of the swearing-in ceremony. Consensus is being sought between BJP and JD(U) for the Speaker's position, while new faces are expected in the cabinet. The swearing-in ceremony is scheduled for November 20.
'Earnings growth will be the main driver of India's market in 2026, with profits expected to rise 9% to 10% in H2 FY26 and accelerate to 12% to 15% in FY27.'
Union Minister of State for Petroleum and Natural Gas Suresh Gopi has stirred controversy by suggesting that members of the "upper castes" should handle the tribal affairs portfolio. Gopi, an actor-turned-politician, argued that true progress in tribal welfare would only be achieved under the leadership of individuals from "upper castes." His comments have been met with widespread criticism, including from CPI state secretary Benoy Viswam and prominent tribal leader C K Janu.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Sectoral funds, focused exclusively on public sector banks (PSBs), have delivered the strongest returns among domestic mutual fund (MF) categories over the past six months. However, active banking funds have significantly lagged because of their heavy tilt towards private lenders.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
Rebalance the portfolio at least once a year to ensure it remains in sync with the target asset allocation.
Deputy Chief Minister and senior Nationalist Congress Party leader, Chhagan Bhujbal, has retaining the home ministry.
Lapang retained cabinet affairs, political, personnel home (police), taxation, revenue, district council affairs and departments not allocated to any minister.
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
Amid intense discussions among Mahayuti allies over the distribution of portfolios and Eknath Shinde-led Shiv Sena's insistence on the home ministry, the clarity on the composition of the council of ministers is expected by Sunday, sources said.
Since MAAFs invest across multiple asset classes, they offer diversification.
As the rally in precious metals takes centre stage in 2025, most analysts recommend a larger allocation to gold over silver despite the latter's outperformance this year. In the current calendar year (CY25), spot gold prices in dollar terms rallied
Tata Steel on Wednesday reported a 272 per cent year-on-year (Y-o-Y) jump in consolidated net profit, attributable to owners, at Rs 3,101.75 crore in the second quarter of 2025-26 (Q2FY26) led by higher sales volumes in India and planned cost takeouts across geographies.
Lobbying has intensified among NDA partners in Bihar for the post of Speaker in the assembly, with BJP MLA Prem Kumar considered a frontrunner. A special assembly session will be convened soon to elect the Speaker.
Every investor loves a bull market - that feeling of watching portfolios rise and headlines being filled with record highs is gratifying. Yet, wealth creation in the stock market is not just a matter of market rallies. Some of the most successful investors make their fortunes in periods of slow or even negative market momentum. The secret is mindset, strategy, and disciplined investing, not chasing short-term rallies.
The cabinet expansion of the Devendra Fadnavis-led Maharashtra government is likely to take place by December 14, a senior Bharatiya Janata Party leader said on Wednesday.
